Loan Officers

Safety-Kleen in Chandler, AZ is seeking a Branch Manager to manage the successful execution and profitability for the overall operations of their assigned branch office. This includes the sales growth, retention of customers, customer satisfaction, profitability, operational controls, health and safety performance, and regulatory compliance of the Branch. Leverage all your expertise and experience by joining a company dedicated to protecting the environment.

Safety-Kleen, a subsidiary of Clean Harbors is the leading provider of environmental, energy and industrial services throughout the United States, Canada, Mexico and Puerto Rico. Everywhere industry meets environment, Clean Harbors is on-site, providing premier environmental, energy and industrial services. We are solving tough problems through innovation and proven methodology – come be part of the solution with us.

**Why work for Clean Harbors?**

+ Health and Safety is our #1 priority and we live it 3-6-5!

+ Focus on maintaining sustainability and cleaning the Earth

+ Recruiting Pay range

+ Comprehensive health benefits coverage after 30 days of full-time employment including 401K with Company match

+ Own part of the company with our Employee Stock Purchase Plan

+ Opportunities for growth and development for all the stages of your career

+ Company paid training and tuition reimbursement

+ Ensure Health and Safety is the number one priority by complying with all safe work practices, policies, and processes and always acting in a safe manner

+ Direct and optimize overall operations in the assigned geographic area

+ Ensure the communication of all required report information is provided to all pertinent departments

+ Review operational reports with attention to operational problems, customer concerns, and regulatory compliance and safety issues, and provide operational input

+ Monitor overall branch performance with special attention to safety and environmental issues, providing solutions to problems that repeatedly affect branch performance or could lead to future issues

+ Provide overall leadership and direction while maintain a secure environment and a respectful, team-oriented workplace

+ Ensure employees are operating in accordance with company goals, objectives and core values by monitoring and reinforcing employee compliance with Company Policies & Procedures as well as government and industry regulations

+ Ensure staff are following safe work practices, and are completing job duties efficiently, providing adequate support

+ Conduct periodic field visits to inspect the equipment and working environment

+ Work closely with District Manager to monitor safety statistics and ensure compliance with reporting procedures regarding accidents/incidents reporting, and reviewing important documents submitted

+ Aggressively market the Company services and seek growth opportunities in addition to maintaining collaborative and profitable relationships with customer organizations

+ Prepare annual budget, based on market projections, needs for refurbishments, capital expenditures and fleet additions including the enforcement of cost controls and general efficiencies to ensure achievement of financial targets and profit margins while monitoring of all repair and maintenance costs and taking corrective actions when required, planning, organizing, directing and controlling all major maintenance to provide AFE’s to maintain budget guidelines

+ Monitor on-going updates of equipment, parts inventories, and general purchasing process ensuring quality and cost effectiveness while being 100% compliant with regulated certification requirements for equipment and personnel training

+ Perform annual Performance Reviews of all staff under your management and participate in the evaluation and development of niche markets to enhance profitability

+ Identify and communicate potential growth opportunities for the company to the Operations Team

+ Direct weekly meetings to ensure effective dissemination of information and tasks to applicable departments and employees

+ Participate in the preparation of annual recommendations for field and office staff with regards to compensation recommendations, training, and bonuses

+ Performs other duties and tasks as assigned from time to time by management and will be required by the needs of the Clean Harbors business

+ Follow all local, state (provincial) and federal compliance regulations and rules

+ Safely operate vehicles in accordance with U.S. DOT, local, state (provincial) and federal requirements

+ Safely observe all corporate operating guidelines and procedures

+ Observe all company environmental health and safety operating guidelines

+ Performs other duties as assigned

+ Experience creating and understanding budgets including analysis and creation of profit and loss statements

+ Excellent computer skills in Microsoft Office (Word, Excel, PowerPoint, and Outlook)

+ Exceptional interpersonal skills with a demonstrated ability to maintain effective professional relationships while leading/mentoring in a team atmosphere

+ Ability to handle confidential information in a discreet and professional manner

+ Valid Driver’s license

+ Perform physical functions per job requirements

+ Successfully complete a background check, drug test, and physical, by position

**Preferred Qualifications:**

+ Superior written, verbal communication, and presentation skills

+ Route sales and service leadership experience

+ Class B CDL with HAZMAT endorsement

+ Previous general manager or branch manager experience

+ Industry experience

+ Bachelor’s degree

Clean Harbors is an equal opportunity employer. We do not discriminate against applicants due to race, ancestry, color, sexual orientation, gender identity, national origin, religion, age, physical or mental disability, veteran status, or based on any other federal, state/provincial or local protected class.

Clean Harbors is a Military & Veteran friendly company.

*SK

**Description**

**Job Summary**

Oversee the day-to-day operations of a Raymond James & Associates (RJA) retail branch. May service clients in his/her own book of business.

**Essential Duties and Responsibilities**

* Attracts, selects, orients, trains, and retains Financial Advisors (FAs) and support staff.

* Continually evaluates branch structure and strategic plan, including future growth as needed, to promote overall efficiency and profitability while maintaining a commitment to excellent service.

* Responsible for compliance oversight and ensuring adherence to firm and regulatory policies and procedures.

* Supervises daily trading and other office activities.

* Documents and resolves client complaints.

* Performs reviews of client accounts.

* Develops and implements plans to meet office sales goals.

* Facilitates sales promotion activities such as seminars and luncheons/dinners.

* Develops and monitors office revenue and expense budgets.

* Informs FAs about new products and RJA managed underwritings.

* Participates in community affairs as a representative of the firm.

* May service clients in his/her own book of business.

* Performs other duties and responsibilities as assigned.

**Qualifications**

**Knowledge, Skills, and Abilities**

**Knowledge of**

* Company’s working structure, policies, mission, strategies, and compliance guidelines.

* Economic and accounting principles and practices, the financial markets, banking, and analysis and reporting of financial data.

* Legal requirements and federal and state regulations related to employment.

**Skill in**

* Operating standard office equipment and using required software applications to produce correspondence, reports, electronic communication, spreadsheets, and databases.

* Preparing and delivering clear, effective, and professional presentations.

* Identifies the needs of customers through effective questioning and listening techniques.

**Ability to**

* Continuously learn investment products, industry rules and regulations, and financial planning.

* Provide a high level of customer service.

* Organize, manage, and track multiple detailed tasks and assignments with frequently changing priorities and deadlines in a fast-paced work environment.

* Use appropriate interpersonal styles and communicate effectively, both orally and in writing, with all organizational levels.

* Articulate reasons behind decisions.

* Keep all appropriate parties up-to-date on decisions, changes, and other relevant information.

* Establish and maintain effective working relationships with others.

* Identify problems, gather facts, and develop solutions.

**Educational/Previous Experience Requirements**

**Education/Previous Experience**

* Bachelor’s degree (B.A.) from four-year college or university, and a minimum of three (3) years experience in a financial services firm.

* OR ~

* An equivalent combination of experience, education, and/or training as approved by Human Resources.

**Licenses/Certifications**

* SIE required provided that an exemption or grandfathering cannot be applied.

* Series 7 and 9 & 10 (or 8) required.

* Series 63 & 65, or 66 as required by state.

* Life, Health, and Variable Annuity Insurance Licenses.

* NFA Commodities License required if any commodities trading is done at the branch.

**Job:** Administrative & Support Services

**Primary Location:** US-AZ-Chandler-Chandler

**Organization** Western

**Schedule** Full-time

**Job Shift** Day Job

**Travel** Yes, 20 % of the Time

**Req ID:** 2402426

Overview

To interview and counsel members about first mortgage loans and to take mortgage loan applications. To establish and maintain personal relationship with members, and to guide and follow their mortgage loans from initial application through the loan closing process. To determine applicants' qualifications; providing detailed information about Navy Federal's mortgage and equity loan products; clarify complexities of the mortgage/equity loan process; and evaluate, personalize, and recommend financing alternatives. To build and maintain referral relationships with realtors, builders, and other centers of influence.

Responsibilities

+ Analyze referred loans for areas of concern and determine proper course of action (e.g. obtain explanations for derogatory credit)

+ Determine and advise members on approved loan conditions and documentation requirements

+ Ensure progress and inclusion of required mortgage processing information (e.g. verifications of employment, assets, income and liabilities; appraisal reports, Navy Federal and investor requirements, etc.)

+ Maintain contact with the member, Realtor and/or seller during the entire loan process

+ Monitor mortgage loan process and ensure compliance with Federal laws, as well as, Navy Federal, NCUA and secondary market practices, guidelines and regulations

+ Remain available to members and/or their real estate agents during scheduled evening hours after assigned work days and during scheduled hours on assigned days off (e.g. weekends)

+ Request and obtain documentation needed and forward to Mortgage Processor

+ Respond to inquiries about mortgage applications, processing status, problems and concerns

+ Seek and leverage opportunities to conduct outside marketing and promotional activities to members and potential members through financial presentations, local events and realtor/trade shows and events

+ Take first mortgage loan applications via face-to-face interview, mail and telephone

+ Resolve or arrange for resolution of operational/processing issues, inquiries and complaints

+ Respond to inquiries and resolve any issues concerning the processing of applications

+ Review application for completeness, data integrity and accuracy; determine if additional information and/or supporting documentation is required

+ Perform other duties as assigned

Qualifications

+ Ability to work effectively and efficiently with automated systems

+ Familiarity with accounting, credit, and/or lending principles and techniques

+ Experience in member/customer service preferably in a related field/industry, such as realty, insurance, retail banking or financial institution

+ Exposure to lending application and approval process

+ Familiarity with mortgage lending concepts and principles

+ Familiarity with banking/financial industry standards and practices

+ Incumbent will be required, prior to the assumption of employment duties, to register with the Nationwide Mortgage Licensing System and Registry; includes fingerprinting and background checks

+ Effective database and presentation software skills

+ Effective skill performing mathematical calculations and working accurately with numbers

+ Effective skill in actively guiding members through interactions to reduce member effort and enhance member loyalty

+ Effective skill in comprehending, analyzing, applying and communicating complex written legal documents

+ Effective skill speaking and/or presenting in front of groups in a professional setting

+ Effective word processing and spreadsheet software skills

Desired Qualification(s)

+ Working knowledge of Navy Federal Mortgage Production and/or Servicing Systems

+ Working knowledge of mortgage/equity loan processing, closing and documentation requirements and regulations

+ Familiarity with mortgage lending requirements, regulations and procedures for VA and conventional loan programs

Hours: Monday - Friday, 8:00AM - 4:30PM (Onsite)

Location: 966 Hart Street Yuma, AZ 85365

About Us

Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.

• Best Companies for Latinos to Work for 2024

• Computerworld® Best Places to Work in IT

• Forbes® 2024 America's Best Large Employers

• Forbes® 2023 The Best Employers for New Grads

• Fortune Best Workplaces for Millennials™ 2023

• Fortune Best Workplaces for Women ™ 2023

• Fortune 100 Best Companies to Work For® 2024

• Military Times 2023 Best for Vets Employers

• Newsweek Most Loved Workplaces

• Ripplematch Campus Forward Award - Excellence in Early Career Hiring

• Yello and WayUp Top 100 Internship Programs

From Fortune. ©2024 Fortune Media IP Limited. All rights reserved. Used under license. Fortune and Fortune Media IP Limited are not affiliated with, and do not endorse products or services of, Navy Federal Credit Union.

Equal Employment Opportunity: Navy Federal values, celebrates, and enacts diversity in the workplace. Navy Federal takes affirmative action to employ and advance in employment qualified individuals with disabilities, disabled veterans, Armed Forces service medal veterans, recently separated veterans, and other protected veterans. EOE/AA/M/F/Veteran/Disability EOE/AA/M/F/Veteran/Disability

Hybrid Workplace: Navy Federal Credit Union is a hybrid workplace, and details will be discussed during your interview process.

Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team’s discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position

Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.

REQNUMBER: 20886

Operations/Branch Manager

Full Time • Phoenix

Benefits:

+ 401(k)

+ 401(k) matching

+ Company car

+ Company parties

+ Competitive salary

+ Dental insurance

+ Free uniforms

+ Health insurance

+ Opportunity for advancement

+ Paid time off

+ Vision insurance

+ Bonus based on performance

Operations Manager / Branch Manager

At Mister Sparky Mid-America, growth & service reigns supreme. We stand as the premier operator of one of the largest independently owned electrical only service companies in the country performing residential electrical service work. Mister Sparky Mid-America holds a strategic advantage poised for market dominance throughout all the markets we serve (NW Arkansas, OKC, Tulsa, KC, Phoenix, Austin, Salt Lake City, Wichita, & Omaha) Specifically here in Phoenix!

We embody the essence of a growth-driven organization and continue to have ambitious plans to penetrate new markets across SW & Central regions in the forthcoming years. As we chart a course towards expansion, we are actively seeking a dynamic individual with a passion for growth to join our team and propel our business to new heights. If you're ready to make an impact and be part of an organization where service excellence is non-negotiable, then come aboard and let's shape the future together.

The ideal candidate will be a dynamic leader with a proven track record of success in the electrical industry. Not only will they be responsible for overseeing day-to-day operations at the branch location, but they will also play a key role in training, developing, and retaining our team of service and installation technicians.

In addition to strong leadership skills, the Operations Manager must have a solid foundation in electrical experience. This includes a deep understanding of electrical systems, codes, and regulations, as well as the ability to troubleshoot and solve complex technical problems.

Compensation & Benefits

We offer a competitive guaranteed salary of $150,000.00 (+DOQ) with quarterly bonuses and an end of year bonus. We are proud to offer great benefits including but not limited to:

+ Medical, Dental, & Vision will be covered at 100% for the employee and the entire family!

+ Long Term Disability will be covered at 100% for the employee

+ $10,000 Life Insurance Policy covered at 100% for the employee

+ 401K with Employer Matching

+ (6) Paid Holidays

+ (4) Paid Family Days

+ After 90 days you will receive (5) vacation days and it will progress to a total of (12) days depending on your length of time in the organization.

+ Company vehicle

Job Responsibilities

+ Cares deeply about the team and holds them accountable to excellence

+ Trains, develops, retains service and install technicians

+ Builds winning atmosphere for the team

+ Uphold a “white collar” image in a “blue collar” industry

+ Ensures work completed to code and customers satisfied

+ Maximizes sales and profits for the branch

Skills & Experience

+ High EQ – able to connect, listen and understand people

+ Electrical experience is preferred however similar trade experience is acceptable with proven sales or management experience.

+ People first, selfless, servant leader mentality

+ Excellent communication skills – written and verbal

+ Trustworthy and high integrity – does what you say

+ Experience leading and growing teams

+ Experience in the trades preferred, but not required

Job Duties

+ Conduct and present technical and communication training for team

+ Approve and finalize payroll

+ Conduct routine performance reviews

+ Match call volume to technician count

+ Conduct Job site visits and technician ride-alongs

+ Manage KPI’s that lead to sales and profit success

+ Manage inventory

+ Maintain professional image for business

+ Resolve customer complaints

Follow-up with permitting process

Join us and become part of a dynamic team where your skills are valued, and growth opportunities are abundant. Apply now and spark your career with Mister Sparky Mid- America.

Compensation: $150,000.00 per year

We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Join the Mister Sparky Team!

Mister Sparky, what it means to be ELITE!

At Mister Sparky we provide legendary service to our customers to restore the reverence of our trade. We improve the lives of our customers and always do the right thing. We accept nothing but the best! Are you ready to be a part of the best?

Each franchise location is independently owned and operated by a franchisee. Your application will go directly to the franchisee, and all hiring decisions will be made by the management of this franchisee. The franchisee sets their own compensation and benefits. All inquiries about employment, benefits, scheduling and compensation at this franchise should be made directly to the franchise location, and not toMister SparkyCorporate.

The Rock Family of Companies is made up of nearly 100 separate businesses spanning fintech, sports, entertainment, real estate, startups and more. We’re united by our culture – a drive to find a better way that fuels our commitment to our clients, our community and our team members. We believe in and build inclusive workplaces, where every voice is heard and diverse perspectives are welcomed. Working for a company in the Family is about more than just a job – it’s about having the opportunity to become the best version of yourself.

Are you a **driven self-starter** with a passion for sales? Are you fluent in both **English and Spanish** ? If so, we have an exciting career opportunity for you! Join our dynamic team at **Rocket Mortgage** and take your career to new heights. Sales experience is not required!

At Rocket Mortgage, we’re not just a company, we’re a community of passionate professionals dedicated to making homeownership dreams a reality. As a Mortgage Loan Officer, you’ll play a crucial role in guiding clients through the mortgage process. Whether they’re purchasing a home or refinancing, you’ll be there every step of the way. Come be a part of something bigger!

**About the Role**

+ **Promote** the significant advantages of working with Rocket Mortgage.

+ **Build** rapport with clients to ensure we are identifying the solution that meets their needs.

+ **Guide** clients in obtaining mortgages by answering their questions, collecting necessary documents and verifying information.

+ **Advise** on the home buying or refinance process, providing exceptional client service along the way.

+ **Respond** to potential inquiries from company-generated prospects.

+ **Achieve** or exceed sales goals and objectives.

**About You**

+ **Bilingua** l: English and Spanish

+ **Sales Aptitude** : Your ability to identify and pursue sales opportunities effectively will help you build a solid foundation. Sales experience is not required!

+ **Dedication To Learning** : We’ll provide ongoing sales and industry training to help you succeed.

+ **Communication Skills** : Your ability to build rapport and trust with clients is key.

+ **Empathy** : A willingness and capacity to connect with your clients will set you apart.

+ **Adaptability** : Resiliency and an openness to adapting to industry changes are required.

**What You'll Get:**

+ **Competitive Pay** : You’ll receive base pay PLUS uncapped sales incentive.

+ **Paid Training** : We’ll equip you with the knowledge and skills needed to excel.

+ **Licensing** : We’ll sponsor and pay for your federal and state licenses.

+ **Comprehensive Benefits** : From health to finances, we’ve got you covered starting day one.

**Benefits and Perks**

Our team members fuel our strategy, innovation and growth, so we ensure the health and well-being of not just you, but your family, too! We go above and beyond to give you the support you need on an individual level and offer all sorts of ways to help you live your best life. We are proud to offer eligible team members perks and health benefits that will help you have peace of mind. Simply put: We’ve got your back. Check out our full list of Benefits and Perks (https://www.myrocketcareer.com/working-here/benefits/) .

**About Us**

**Rocket Mortgage®** was founded in 1985. Today, we’re a Detroit-based, publicly traded company with a mission to Help Everyone Home. At Rocket Mortgage, we believe that home is more than the house you live in. Our wide variety of home loan options, tools and resources empower our clients to achieve their homeownership dreams. We’re known as experts in the mortgage industry, but we’re also innovators – we strive to create the best experiences for our clients from beginning to end. And we’re not your typical employer. We’re insistently different in how we look at the world and are committed to an inclusive workplace where every voice is heard. _Apply today to join a team that offers career growth, amazing benefits and the chance to work with leading industry professionals._

_This job description is an outline of the primary responsibilities of this position and may be modified at the discretion of the Company at any time. Decisions related to employment are not based on race, color, religion, national origin, sex, physical or mental disability, sexual orientation, gender identity or expression, age, military or veteran status or any other characteristic protected by state or federal law. The Company provides reasonable accommodations to qualified individuals with disabilities in accordance with applicable state and federal laws. Applicants requiring reasonable accommodations in completing the application and/or participating in the application process should contact a member of the Human Resources team, The Pulse, at_ [email protected]_ _._

The Company is an Equal Employment Opportunity employer, and does not discriminate in any hiring or employment practices. The Company provides reasonable accommodations to qualified individuals with disabilities in accordance with state and federal law. Applicants requiring reasonable accommodation in completing the application and/or participating in the employment application process should notify a representative of the Human Resources Team, The Pulse, at [email protected].

**Company :**

Highmark Health

**Job Description :**

JOB SUMMARY

This job is responsible for the overall relationship management with strategic partners as they interface with the Enterprise. Strategic partners include strategic delivery partners, technology/innovation partners, branded partners and other designated business partners from industry and government. This job will support Enterprise and business unit management in the selection, engagement and management of strategic partners. The incumbent is responsible for managing a coordinated and efficient review process of new and existing strategic partnering opportunities.

**This role is a transformation leadership role with integration into new business. This is not a client management role. This is a remote based role.**

**ESSENTIAL RESPONSIBILITIES**

• Relationship Management: Serve as the key point of contact for the Office of Strategic Partnering throughout the entire partnership lifecycle, while providing oversight and decision-making support. Responsible to identify, develop and maintain effective relationships with the appropriate individuals within the Enterprise and the strategic partners, as it relates to and impacts the strategic partnering process.

• Enterprise Partnership Strategy: Manage the strategic partnering process to ensure the Enterprise is identifying the right partners, that the Enterprise is positioned as the most attractive partner, and to ensure that the total value of the partnership is maximized. Develop a prioritization of new and existing strategic partnering opportunities.

• Strategic Partnering Lifecycle: Provide support to management throughout the strategic partnering lifecycle, which includes: Identifying the need for partnering; Identifying potential partners; evaluation of potential partners; selection of the preferred partner; negotiation; execution; implementation of the partnership; and management and evaluation of the partnership;

• Responsible for understanding and utilizing economic, financial, market and industry segment data to accurately diagnose business strengths and weaknesses, identify key issues and implications for potential strategies and partners. Utilize appropriate financial/market analysis to drive partner analysis and selection.

• Issue Identification & Resolution: Responsible for issue resolution between the Enterprise and its strategic partners. Develop processes to assist with resolution; ensure proper internal and external communication and close out of issues.

• Other duties as assigned.

**REQUIRED EDUCATION**

+ Bachelor's Degree in Business Administration, or related field, or relevant experience and/or education as determined by the company in lieu of bachelor's degree

**PREFERRED EDUCATION**

+ Master's Degree

**EXPERIENCE**

**Minimum:**

• 5 years' sales and marketing, technology experience

• Experience with business planning, development, and relationship management

• Health Insurance/Health System and/or related industry experience

**KNOWLEDGE, SKILLS & ABILITIES**

• Broad working knowledge of the Enterprise and affiliates’ products, organizational structure, operations and administration

• Excellent interpersonal and relationship building skills

• Strong, effective verbal and written communication skills

• Effective conflict resolution skills

• Efficient project management skills

• Strong strategic development capabilities

• Creative problem-solving skills

**TRAVEL REQUIREMENT:**

0% - 25%

PHYSICAL, MENTAL DEMANDS AND WORKING CONDITIONS

**Position Type** : Office-Based

**Office-Based Positions**

An employee in this position works in an office environment. The position frequently requires the employee to communicate effectively with others both inside and outside the workplace (e.g., in person, via telephone, via email). The employee must be able to understand, interpret and analyze data, solve problems, concentrate, and research, use available technological resources and systems (e.g., computers and computer programs), multi-task, prioritize, and meet multiple deadlines to complete essential tasks. The employee generally works in a fast-paced and frequently stressful environment, must attend work on a regular and reliable basis as well as adhere to all workplace policies, and may be called upon to work outside regular business hours.

Teaches/Trains others regularly

Rarely

Travels regularly from the office to various work sites or from site-to-site

Occasionally

Physical Work Site Required

Yes

**_Disclaimer:_** _The job description has been designed to indicate the general nature and essential duties and responsibilities of work performed by employees within this job title. It may not contain a comprehensive inventory of all duties, responsibilities, and qualifications required of employees to do this job._

**_Compliance Requirement_** _: This job adheres to the ethical and legal standards and behavioral expectations as set forth in the code of business conduct and company policies._

_As a component of job responsibilities, employees may have access to covered information, cardholder data, or other confidential customer information that must be protected at all times. In connection with this, all employees must comply with both the Health Insurance Portability Accountability Act of 1996 (HIPAA) as described in the Notice of Privacy Practices and Privacy Policies and Procedures as well as all data security guidelines established within the Company’s Handbook of Privacy Policies and Practices and Information Security Policy._

_Furthermore, it is every employee’s responsibility to comply with the company’s Code of Business Conduct. This includes but is not limited to adherence to applicable federal and state laws, rules, and regulations as well as company policies and training requirements._

**Pay Range Minimum:**

$78,900.00

**Pay Range Maximum:**

$146,000.00

_Base pay is determined by a variety of factors including a candidate’s qualifications, experience, and expected contributions, as well as internal peer equity, market, and business considerations. The displayed salary range does not reflect any geographic differential Highmark may apply for certain locations based upon comparative markets._

Highmark Health and its affiliates prohibit discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities, and prohibit discrimination against all individuals based on their race, color, age, religion, sex, national origin, sexual orientation/gender identity or any other category protected by applicable federal, state or local law. Highmark Health and its affiliates take affirmative action to employ and advance in employment individuals without regard to race, color, age, religion, sex, national origin, sexual orientation/gender identity, protected veteran status or disability.

EEO is The Law

Equal Opportunity Employer Minorities/Women/Protected Veterans/Disabled/Sexual Orientation/Gender Identity ( _https://www.eeoc.gov/sites/default/files/migrated\_files/employers/poster\_screen\_reader\_optimized.pdf_ )

We endeavor to make this site accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact number below.

For accommodation requests, please contact HR Services Online at [email protected]

California Consumer Privacy Act Employees, Contractors, and Applicants Notice

Req ID: J253849

**Position Overview**

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a(n) Mortgage within PNC's Mortgage organization, you will be based in Phoenix, AZ market.

The ideal candidate will have a proven history of production in the market.

The role is salary plus incentive.

**Job Description**

+ Recommends loan solutions in accordance with lending guidelines and clients' requirements.

+ Manages a portfolio of customer relationships. Seeks prospective opportunities to retain and/or develop new clients. Responsible for sales calls.

+ Develops and prepares loan solutions and refers products and services; reviews documentation to ensure compliance. Manages customer pipeline for efficiency.

+ Collaborates with internal and external stakeholders to complete mortgage transactions.

+ Collects and analyzes customer financial information for multifaceted and/or complex borrowers.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

+ **Customer Focused** - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.

+ **Managing Risk** - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

**Qualifications**

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

**Preferred Skills**

Banking Products, Client Prospecting, Customer Needs (Inactive), Customer Relationships, Customer Solutions, Documentations, Innovation, Lending (Inactive), Mortgages, Sales

**Competencies**

Customer Experience Management., Effective Communications, Financial Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling.

**Work Experience**

Roles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

**Education**

No Degree

**Certifications**

No Required Certification(s)

**Licenses**

Candidates being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations.

**Benefits**

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.

In addition, PNC generally provides the following paid time off, depending on your eligibility*: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visit pncbenefits.com > New to PNC.

_*For more information, please click on the following links:_

Time Away from Work (https://www.pncbenefits.com/timeaway.html)

_PNC Full-Time Benefits Summary_

PNC Part-Time Benefits Summary (https://www.pncbenefits.com/ft-benefits-overview.html)

**Disability Accommodations Statement**

If an accommodation is required to participate in the application process, please contact us via email at [email protected] . Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

**Equal Employment Opportunity (EEO)**

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

**California Residents**

Refer to the California Consumer Privacy Act Privacy Notice (https://content.pncmc.com/live/pnc/aboutus/HR/Onboarding/PNC\_CCPA\_Privacy\_Disclosure\_Employee.pdf) to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

**Position Overview**

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a(n) Mortgage within PNC's Mortgage organization, you will be based in Phoenix, AZ market.

The ideal candidate will have a proven history of production in the market.

The role is salary plus incentive.

**Job Description**

+ Recommends loan solutions in accordance with lending guidelines and clients' requirements.

+ Manages a portfolio of customer relationships. Seeks prospective opportunities to retain and/or develop new clients. Responsible for sales calls.

+ Develops and prepares loan solutions and refers products and services; reviews documentation to ensure compliance. Manages customer pipeline for efficiency.

+ Collaborates with internal and external stakeholders to complete mortgage transactions.

+ Collects and analyzes customer financial information for multifaceted and/or complex borrowers.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

+ **Customer Focused** - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.

+ **Managing Risk** - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

**Qualifications**

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

**Preferred Skills**

Banking Products, Client Prospecting, Customer Needs (Inactive), Customer Relationships, Customer Solutions, Documentations, Innovation, Lending (Inactive), Mortgages, Sales

**Competencies**

Customer Experience Management., Effective Communications, Financial Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling.

**Work Experience**

Roles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

**Education**

No Degree

**Certifications**

No Required Certification(s)

**Licenses**

Candidates being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations.

**Benefits**

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.

In addition, PNC generally provides the following paid time off, depending on your eligibility*: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visit pncbenefits.com > New to PNC.

_*For more information, please click on the following links:_

Time Away from Work (https://www.pncbenefits.com/timeaway.html)

_PNC Full-Time Benefits Summary_

PNC Part-Time Benefits Summary (https://www.pncbenefits.com/ft-benefits-overview.html)

**Disability Accommodations Statement**

If an accommodation is required to participate in the application process, please contact us via email at [email protected] . Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

**Equal Employment Opportunity (EEO)**

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

**California Residents**

Refer to the California Consumer Privacy Act Privacy Notice (https://content.pncmc.com/live/pnc/aboutus/HR/Onboarding/PNC\_CCPA\_Privacy\_Disclosure\_Employee.pdf) to gain understanding of how PNC may use or disclose your personal information in our hiring practices.

Will require out of state travel and 30% of the time

Partners with internal stakeholders to deliver sales activities and results for designated retail sales programs/products. Acts as the market expert for the retail sales program / products to grow market share. Establishes strong working relationships within the designated market and participates on joint sales calls and team meetings. Identifies and refers business opportunities to key partners.

U.S. Only: This position will act as an originator of consumer loans as defined by Regulation Z, Regulation G, and the Secure and Fair Enforcement for Mortgage Licensing Act (the S.A.F.E. Act). This position will require a Federal registration with the Nationwide Mortgage Licensing System and Registry. The Bank will instruct you on the registration requirements needed to comply with this requirement. A criminal background review and credit history evaluation will be required for this position as well as restrictions on performing in a real estate agent capacity.

+ Develops and executes a market business plan, including sales strategies, to achieve retail sales program / product objectives.

+ Represents the retail sales programs / products at sales calls and events.

+ Generates appointments and opportunities to grow business results.

+ Prioritizes the market’s client and prospect pipeline and schedules for events and seminars.

+ Manages regional retail sales programs / products to maximize client opportunities across BMO.

+ Develops solutions and makes recommendations based on an understanding of the business strategy and stakeholder needs.

+ Recommends program design changes based on client or market segment needs to enhance program effectiveness and establish best practices.

+ Provides strategic input into business decisions as a trusted advisor.

+ Makes recommendations to senior leaders on strategy and new initiatives, based on an in-depth understanding of the business/group.

+ Acts as a subject matter expert on relevant regulations and policies.

+ May network with industry contacts to gain competitive insights and best practices.

+ Develops the business case by identifying needs, analysing potential options and assessing expected return on investment.

+ Establishes strong partnerships with BMO colleagues and senior leaders in the designated market.

+ Acts as the prime subject matter expert for internal/external stakeholders.

+ Breaks down strategic problems, and analyses data and information to provide insights and recommendations.

+ Defines business requirements for analytics and reporting to ensure data insights inform business decision making.

+ Coordinates the management of databases; ensures alignment and integration of data in adherence with data governance standards.

+ Develops and applies the framework for databases; oversees database management in adherence with data governance standards.

+ Monitors and tracks performance and addresses any issues.

+ Designs and produces regular and ad-hoc reports and dashboards.

+ Leads change management programs of varying scope and type, including readiness assessments, planning, stakeholder management, execution, evaluation, and sustainment of initiatives.

+ Leads the development of the communication strategy focusing on positively influencing or changing behaviour.

+ Collaborates across BMO to develop communications strategies and ensure consistency of messaging to positively influence or change behaviour.

+ Leads the execution of operational programs; assesses and adapts as needed to ensure quality of execution.

+ Leads/participates in the design, implementation, and management of core business/group processes.

+ Plans and controls unit operating expenses in accordance with forecasts.

+ Makes recommendations to leaders on financial management processes based on changing requirements.

+ Develops and manages comprehensive information management systems; designs and/or leads initiatives to improve processes, analysis, and reporting.

+ Leads / participates in the design, implementation, and management of core business / group processes.

+ Provides input to program development and marketing strategies to grow the market share.

+ Identifies, refines, and shares suggestions to improve sales calls, events, seminars, materials, and tools.

+ Delivers the desired customer experience in partnership with BMO colleagues.

+ Breaks down strategic problems, and analyzes data and information to provide insights and recommendations.

+ Monitors and tracks performance, and addresses any issues.

+ Builds effective relationships with internal / external stakeholders.

+ Ensures alignment between stakeholders.

+ Supports the execution of strategic initiatives in collaboration with internal and external stakeholders.

+ Conducts independent analysis and assessment to resolve strategic issues.

+ Operates at a group/enterprise-wide level and serves as a specialist resource to senior leaders and stakeholders.

+ Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non-routine.

+ Implements changes in response to shifting trends.

+ Broader work or accountabilities may be assigned as needed. **Qualifications:**

+ Typically 7+ years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.

+ Meets all CFPB and Safe Act requirements and adheres to all compliance, regulatory, and legal guidelines.

+ In depth/Expert knowledge of retail products and retail branch networks.

+ Presentation skills and time management – In-depth/Expert.

+ Proven business development success.

+ Customer-oriented; focused on designing and delivering a great customer experience.

+ Proactive and collaborative with team members to establish trust and partnerships.

+ Committed to building strong internal and customer relationships.

+ Comfort with multi-tasking to manage multiple clients and/or events simultaneously.

+ Seasoned professional with a combination of education, experience and industry knowledge.

+ Verbal & written communication skills - In-depth / Expert.

+ Analytical and problem solving skills - In-depth / Expert.

+ Influence skills - In-depth / Expert.

+ Collaboration & team skills; with a focus on cross-group collaboration - In-depth / Expert.

+ Able to manage ambiguity.

+ Data driven decision making - In-depth / Expert.

**Salary:**

$90,000.00 - $167,000.00

**Pay Type:**

Salaried

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

**We’re here to help**

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/us/en

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. BMO is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

This is an opportunity for a motivated junior professional to join a high-visibility and exciting growth initiative to grow BMO's presence in the healthcare segment. This role is an appealing opportunity for an experienced associate to expand their career in working with for-profit Healthcare companies across the US. Previous experience in lending to Healthcare companies is not mandatory. This role can be based in any of our geographies.

Facilitates decisioning and analysis of all types of credit information to support lending decisions and processes for the bank. Maintains and promotes a client service environment to satisfy and exceed customer needs and expectations. This role will make credit decisions and recommendations in accordance with sound credit-granting principles and in compliance with Bank Policies & Procedures.

+ Establishes cross-selling initiatives to increase penetration with client.

+ Applies deep expertise in bank products, processes and systems and effectively trouble shooting to ensure a high-quality client experience.

+ May coordinate closing with closing department, clients and attorneys.

+ Serves as a daily escalation resource to ensure client expectations are met or exceeded.

+ Acts as a trusted advisor to assigned business/group.

+ Influences and negotiates to achieve business objectives.

+ Recommends and implements solutions based on analysis of issues and implications for the business.

+ Conducts independent analysis and assessment to resolve strategic issues.

+ Helps determine business priorities and best sequence for execution of business/group strategy.

+ Acts as the prime subject matter expert for internal/external stakeholders.

+ Participates in the development of financial models and other analytical tools to assist clients in evaluating capital structure.

+ Designs and produces regular and ad-hoc reports, and dashboards.

+ Maintains current on financing trends in target clients' markets, and communicate same to team members.

+ Leads or participates in defining the communication plan designed to positively influence or change behaviour; develops tailored messaging; and identifies appropriate distribution channels.

+ Oversees preparation of concise, well reasoned credit correspondence.

+ Coordinates the preparation of lending proposals and pitches to prospective clients with efforts to maximize penetration and returns.

+ Negotiates transactions with clients and provides deal structuring expertise.

+ Oversees documentation and ongoing monitoring of asset and client performance.

+ May manage work flow of other analysts by aligning tasks with departmental goals and objectives.

+ Provides accurate financial analysis and risk assessment of new and existing customers.

+ Partners with internal stakeholders for accurate, detailed client information.

+ Develops credit information to make lending decisions on new, renewal and extension loans.

+ Assists in negotiations of terms and conditions of all decisions made via phone and e-mail interaction with clients.

+ Prepares summary, present facts and offer opinions concerning credit worthiness.

+ Minimizes BMO’s risk exposure by adhering to internal credit policies and procedures with respect to lending decisions.

+ Provides input into the planning and implementation of operational programs.

+ Builds effective relationships with internal/external stakeholders.

+ Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.

+ Provides specialized consulting, analytical and technical support.

+ Exercises judgment to identify, diagnose, and solve problems within given rules.

+ Works independently and regularly handles non-routine situations.

+ Broader work or accountabilities may be assigned as needed. **Qualifications:**

+ Typically between 5 - 7 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.

+ Deep knowledge and technical proficiency gained through extensive education and business experience.

+ Verbal & written communication skills - In-depth.

+ Collaboration & team skills - In-depth.

+ Analytical and problem solving skills - In-depth.

+ Influence skills - In-depth.

+ Data driven decision making - In-depth.

**Salary:**

$87,000.00 - $161,400.00

**Pay Type:**

Salaried

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

**Equal Employment Opportunity Statement**

BMO is proud to be an Equal Employment Opportunity and Affirmative Action employer. We do not discriminate based upon race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected. characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law.

**We’re here to help**

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/us/en

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. BMO is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.