Actuaries

**Become a part of our caring community and help us put health first**

The Actuary, Analytics/Forecasting analyzes and forecasts financial data to provide accurate and timely information for strategic and operational decisions. Establishes metrics, provides data analyses, and works directly to support business intelligence. The Actuary, Analytics/Forecasting works on problems of diverse scope and complexity ranging from moderate to substantial.

The Actuary, Analytics/Forecasting ensures data integrity by developing and executing necessary processes and controls around the flow of data. Collaborates with stakeholders to understand business needs/issues, troubleshoots problems, conducts root cause analysis, and develops cost effective resolutions for data anomalies. Advises executives to develop functional strategies (often segment specific) on matters of significance. Exercises independent judgment and decision making on complex issues regarding job duties and related tasks, and works under minimal supervision, Uses independent judgment requiring analysis of variable factors and determining the best course of action.

The Actuary, Analytics/Forecasting will play a key role in the Medicare actuarial forecasting process. This position entails the ownership and maintenance of the provider revenue and expense projection model. The Actuary will be responsible for integrating value-based provider impacts into financial and bid forecasts, managing tools associated with these impacts, and providing expert guidance on effective risk modeling practices.

**Use your skills to make an impact**

**Required Qualifications**

+ Bachelor's Degree

+ FSA or ASA plus relevant advanced degree, recent and relevant work experience, and/or other relevant professional designations.

+ MAAA

+ Strong communication skills

+ Experience in more than two functions (e.g., modeling, pricing, rate filing, reporting & analysis, reserving or trending)

**Preferred Qualifications**

+ Strong technical skills and experience working with: SQL/VBA/Excel

+ Experience with Medicare

**Scheduled Weekly Hours**

40

**Pay Range**

The compensation range below reflects a good faith estimate of starting base pay for full time (40 hours per week) employment at the time of posting. The pay range may be higher or lower based on geographic location and individual pay will vary based on demonstrated job related skills, knowledge, experience, education, certifications, etc.

$129,300 - $177,800 per year

This job is eligible for a bonus incentive plan. This incentive opportunity is based upon company and/or individual performance.

**Description of Benefits**

Humana, Inc. and its affiliated subsidiaries (collectively, “Humana”) offers competitive benefits that support whole-person well-being. Associate benefits are designed to encourage personal wellness and smart healthcare decisions for you and your family while also knowing your life extends outside of work. Among our benefits, Humana provides medical, dental and vision benefits, 401(k) retirement savings plan, time off (including paid time off, company and personal holidays, volunteer time off, paid parental and caregiver leave), short-term and long-term disability, life insurance and many other opportunities.

Application Deadline: 04-29-2025

**About us**

Humana Inc. (NYSE: HUM) is committed to putting health first – for our teammates, our customers and our company. Through our Humana insurance services and CenterWell healthcare services, we make it easier for the millions of people we serve to achieve their best health – delivering the care and service they need, when they need it. These efforts are leading to a better quality of life for people with Medicare, Medicaid, families, individuals, military service personnel, and communities at large.

**Equal Opportunity Employer**

It is the policy of Humana not to discriminate against any employee or applicant for employment because of race, color, religion, sex, sexual orientation, gender identity, national origin, age, marital status, genetic information, disability or veteran status. It is also the policy of Humana to take affirmative action to employ and to advance in employment, all persons regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, marital status, genetic information, disability or protected veteran status, and to base all employment decisions only on valid job requirements. This policy shall apply to all employment actions, including but not limited to recruitment, hiring, upgrading, promotion, transfer, demotion, layoff, recall, termination, rates of pay or other forms of compensation and selection for training, including apprenticeship, at all levels of employment.

Humana complies with all applicable federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, sex, sexual orientation, gender identity or religion. We also provide free language interpreter services. See our https://www.humana.com/legal/accessibility-resources?source=Humana_Website.

Our work matters. We help people get the medicine they need to feel better and live well. We do not lose sight of that. It fuels our passion and drives every decision we make.

**Job Posting Title**

Principal Actuary Forecasting - REMOTE

**Job Description**

The Principal Actuary is responsible for supporting the development of actuarial concepts and providing thought leadership for Prime’s existing and potential owners and clients. This position will collaborate with the Senior Principal Actuary to provide strategic consulting support, manage the development of innovative actuarial modeling concepts, and provide pricing support for all lines of business. This position will also lead complex projects that are highly visible to executives and across the organization.

**Responsibilities**

+ Collaborate as a subject matter expert (SME) with underwriters, other areas of Prime, and senior management on pricing initiatives, data analyses, and the Request For Proposal (RFP) process

+ Lead, manage, and review data analyses, reporting, and projections

+ Lead, manage, and review ad hoc complex pharmacy data mining and analyses to help investigate and answer challenging questions regarding actuarial data and concepts

+ Provide strategic pricing advice on structures and methodology using market research, financial projections, and complex actuarial modeling

+ Present results and analyses to key stakeholders, senior management, and clients; answer detailed and challenging questions regarding actuarial data

+ Lead and mentor Actuarial team members to enhance actuarial knowledge

+ Monitor the Health Policy environment considering the implication of organization pricing policies, law, and political changes that may impact client programs

+ Ensure all work is consistent with federal regulations and actuarial standards, as applicable

+ Other duties as assigned

**Minimum Qualifications​**

+ Bachelor’s degree in Math, Actuarial Science, Economics or Finance

+ 8 years of actuarial work experience to include 6 years in a healthcare organization or PBM

+ Actuarial designation (ASA or FSA)

+ Must be eligible to work in the United States without need for work visa or residency sponsorship

**Additional Qualifications**

+ Advanced level of proficiency in Excel; intermediate level of proficiency in SAS, SQL, or VBA

+ Excellent quantitative, problem solving, and analytical skills

+ Strong project management and organizational skills

+ Excellent verbal and written communication skills

+ Strong client consulting presence

+ Excellent presentation and facilitation skills

**Preferred Qualifications**

+ 8 years of actuarial work experience in a healthcare organization or PBM

+ Previous experience pricing Commercial, Medicare or Medicaid lines of businesses

+ 5 years of experience in SAS, SQL, or VBA

+ Previous experience in model building and underwriting or risk adjusted rate setting, or model development

+ Previous experience in identifying, designing, recommending, and implementing efficient, innovative business solutions to clients’ complex pharmacy benefit challenges

**Minimum Physical Job Requirements**

+ Constantly required to sit, use hands to handle or feel, talk and hear

+ Frequently required to reach with hands and arms

+ Occasionally required to stand, walk and stoop, kneel, and crouch

+ Occasionally required to lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds

+ Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and ability to adjust focus

**Reporting Structure**

+ Reports to Senior Principal or Senior Director in the Finance department

Potential pay for this position ranges from $124,000.00 - $211,000.00 based on experience and skills.

To review our Benefits, Incentives and Additional Compensation, visit our Benefits Page (https://www.primetherapeutics.com/benefits) and click on the "Benefits at a glance" button for more detail.

_Prime Therapeutics LLC is proud to be an equal opportunity and affirmative action employer. We encourage diverse candidates to apply, and all qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sex (pregnancy, sexual orientation, and gender identity), national origin, disability, age, veteran status, or any other legally protected class under federal, state, or local law. _

_We welcome people of different backgrounds, experiences, abilities, and perspectives including qualified applicants with arrest and conviction records and any qualified applicants requiring reasonable accommodations in accordance with the law._

_Prime Therapeutics LLC is a Tobacco-Free Workplace employer._

Positions will be posted for a minimum of five consecutive workdays.

Prime Therapeutics' fast-paced and dynamic work environment is ideal for proactively addressing the constant changes in today's health care industry. Our employees are involved, empowered, and rewarded for their achievements. We value new ideas and work collaboratively to provide the highest quality of care and service to our members.

If you are looking to advance your career within a growing, team-oriented, award-winning company, apply to Prime Therapeutics today and start making a difference in people's lives.

Prime Therapeutics LLC is proud to be an equal opportunity and affirmative action employer. We encourage diverse candidates to apply, and all qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sex (pregnancy, sexual orientation, and gender identity), national origin, disability, age, veteran status, or any other legally protected class under federal, state, or local law.

We welcome people of different backgrounds, experiences, abilities, and perspectives including qualified applicants with arrest and conviction records and any qualified applicants requiring reasonable accommodations in accordance with the law.

Prime Therapeutics LLC is a Tobacco-Free Workplace employer.

If you are an applicant with a disability and need a reasonable accommodation for any part of the employment process, please contact Human Resources at 1.866.469.1257 or email Careers@primetherapeutics.com.

**Alternate Locations:** Radnor, PA (Pennsylvania); Charlotte, NC (North Carolina); Fort Wayne, IN (Indiana); Greensboro, NC (North Carolina); Hartford, CT (Connecticut); Omaha, NE (Nebraska); Work from Home

**Work Arrangement:**

Remote : Work at home employee residing outside of a commutable distance to an office location.

**Relocation assistance:** is not available for this opportunity.

**Requisition #:** 74395

**The Role at a Glance**

We’re excited to bring on an Actuary, Annuity & RPS Strategic Modeling, to play an integral role in supporting strategic initiatives for Annuity and Retirement Plan Services business. This is a project-based role spanning multiple product lines. The responsibilities include, but are not limited to, modeling and quantification of new regulatory requirements, implementation of cutting-edge modeling techniques, model consolidation, and projection analysis. The candidate is ultimately expected to understand the model as well as the business and uncover key business insight for management.

The position will provide a great opportunity to gain exposure to a broad array of modeling purposes such as Valuation, Asset & Liability Management, Asset Adequacy Testing, Distributable Earnings and Free Cash Flow analysis as well as the opportunity to learn about the modeling techniques and tools used in the process.

**What you'll be doing**

+ Research, model, and analyze financial projections that directly impact and drive success for the Annuity and Retirement Plan Services business.

+ Develop and deliver insights on critical areas of focus, collaborating across key stakeholder groups including Corporate Finance, Risk Management, Capital Management, FP&A, Pricing, and M&A.

+ Collaborate with internal/external stakeholders on development and implementation of reporting tools, methods, and analytics to support ongoing reserve and capital monitoring and reporting.

+ Maintain and expand knowledge of annuity regulations, business trends and best practices. Stay current on potential regulation changes within the industry.

+ Ensure thorough and organized documentation of analysis and findings.

**What we’re looking for**

**_Must have:_**

+ Actuarial modeling and/or projection experience in GGY-AXIS

+ 7-10 years of actuarial experience, with substantial annuity experience

+ Strong understanding of regulatory/accounting/capital frameworks (STAT/GAAP/Tax, RBC, EC)

+ Understanding of capital markets and financial instruments (assets and derivatives) that support Annuity products

+ Excellent communication skills

+ Technical, programming, and problem-solving skills

+ Priority setting, time management, and organizational skills

+ FSA designation (preferred) or ASA designation (required)

**_ Nice to have:_**

+ Competency with Python, SQL, and Excel VBA

+ Experience working with data analytics and business intelligence tools (e.g. Dataiku, Tableau)

+ Familiarity with modern data science approaches

+ Annuity Pricing, ALM, CFT, and/or Financial Plan experience

**Application Deadline**

Applications for this position will be accepted through May 31st, 2025 subject to earlier closure due to applicant volume.

**What’s it like to work here?**

At Lincoln Financial Group, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.

**What’s in it for you:**

+ Clearly defined career tracks and job levels, along with associated behaviors for each Lincoln leadership Attribute.

+ Leadership development and virtual training opportunities

+ PTO/parental leave

+ Competitive 401K and employee benefits (https://hrdirectdocs.lfg.com/misc/HR/Recruiting/BenefitsResourcesGuide.pdf)

+ Free financial counseling, health coaching and employee assistance program

+ Tuition assistance program

+ A leadership team that prioritizes your health and well-being; offering a remote work environment and flexible work hybrid situations

+ Effective productivity/technology tools and training

The pay range for this position is $108,501 - $195,900 with **anticipated pay for new hires between the minimum and midpoint of the range** and could vary above and below the listed range as permitted by applicable law. Pay is based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln’s total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln’s standard benefits package.

**About The Company**

Lincoln Financial Group helps people to plan, protect and retire with confidence. As of Dec. 31, 2023, approximately 17 million customers trust our guidance and solutions across four core businesses – annuities, life insurance, group protection and retirement plan services. As of December 31, 2023, the company had $295 billion in end-of-period account balances, net of reinsurance. Headquartered in Radnor, Pa., Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE: LNC) and its affiliates. Learn more at LincolnFinancial.com.

Lincoln is committed to creating a diverse and inclusive (https://www.lfg.com/public/aboutus/companyoverview/diversityinclusion?audience\_page\_id=1422918942386) environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

Follow us on Facebook (http://www.facebook.com/lincolnfinancialgroup) , X (https://mobile.twitter.com/lincolnfingroup) , LinkedIn (https://www.linkedin.com/company/4307?trkInfo=tas%3Alincoln+financial%2Cidx%3A3-1-3&trk=tyah) , and Instagram (https://www.instagram.com/lincolnfingroup/) . For the latest company news, visit our newsroom (https://www.lincolnfinancial.com/public/aboutus/newsroom) .

**Be Aware of Fraudulent Recruiting Activities**

If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.

Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at fraudhotline@lfg.com if you encounter a recruiter or see a job opportunity that seems suspicious.

**Additional Information**

This position may be subject to Lincoln’s Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.

Any unsolicited resumes or candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial Group are considered property of Lincoln Financial Group and are not subject to payment of agency fees.

Lincoln Financial Group (“LFG”) is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, Veteran status, or genetic information. Applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling 260-455-2558.

This Employer Participates in E-Verify. See the E-Verify (https://www.e-verify.gov) notices.

Este Empleador Participa en E-Verify. Ver el E-Verify (https://www.e-verify.gov/es) avisos.

Lincoln Financial Group ("LFG") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, veterans status, or genetic information. Opportunities throughout LFG are available to employees and applicants and are evaluated on the basis of job qualifications. We have a drug free work environment and we perform pre-employment substance abuse testing.

**Description**

Candidates located in any of the following cities will be considered:

Dallas, TX, Austin, TX, Houston, TX, Irvine CA, Los Angeles, CA, San Francisco, CA, Seattle, WA, Portland, OR, Denver, CO

As a Health and Benefits Financial/Actuarial Director, you will serve as the financial lead for large, complex client assignments. You’ll leverage your experience as a benefits financial/actuarial expert to make strategic recommendations on funding, plan design and innovative financial solutions. You will apply your financial management and data analytics expertise to solve complex client problems and to lead the development of new H&B intellectual capital.

+ Communicates and delivers complex concepts and financial/actuarial/analytic results to effectively drive client action and improve plan performance

+ Leads Medium to Large clients’ financial/actuarial engagements

+ ​Develops and delivers the financial/actuarial strategy for a portfolio of Medium and/or Large clients

+ Drives revenue growth through client sales of additional actuarial, financial, and/or risk solutions

+ Provides consulting quality reviews and client delivery for all types of financial/actuarial deliverables​

+ Guides team (regional and global) on deliverables based on client need; review models and presentations for client delivery​

+ Builds relationships internally and collaborates effectively on cross-functional teams

**Qualifications**

+ 10+ years’ experience and demonstrated success in the delivery of complex health and welfare financial/actuarial strategies and analysis in a consulting or brokerage environment

+ Proven ability to generate revenue

+ Track record of success in managing and growing client relationships

+ Deep understanding and expert knowledge in all aspects of employee benefit plan design, underwriting and funding concepts

+ Proven ability to lead data analytic projects

+ Interest and aptitude in keeping abreast of latest developments in health and welfare plan strategy and leading the development of new intellectual capital

+ Ability to leverage judgement and past experiences to predict which methods will work

+ Multiple years of experience across one or multiple client segments

+ An executive presence with polished and well developed written and oral communication skills

+ Superior ability to influence and collaborate with senior management and work across all levels of an organization

+ Excellent Microsoft Office skills, particularly in Excel and PowerPoint

+ State Life and Health license required within 90 days of joining

+ Actuarial designation and current continuing education (optional)

Note: Employment-based non-immigrant visa sponsorship and/or assistance is not offered for this specific job opportunity.

This position will remain posted for a minimum of three business days from the date posted or until a sufficient/appropriate candidate slate has been identified.

**Compensation and Benefits**

Base salary range and benefits information for this position are being included in accordance with requirements of various state/local pay transparency legislation. Please note that salaries may vary for different individuals in the same role based on several factors, including but not limited to location of the role, individual competencies, education/professional certifications, qualifications/experience, performance in the role and potential for revenue generation (Producer roles only).

**Compensation**

The base salary compensation range being offered for this role is $140,000.00 to $185,000.00 USD per year.

This role is also eligible for an annual short-term incentive bonus.

**Company Benefits**

WTW provides a competitive benefit package which includes the following (eligibility requirements apply):

+ **Health and Welfare Benefits:** Medical (including prescription coverage), Dental, Vision, Health Savings Account, Commuter Account, Health Care and Dependent Care Flexible Spending Accounts, Group Accident, Group Critical Illness, Life Insurance, AD&D, Group Legal, Identify Theft Protection, Wellbeing Program and Work/Life Resources (including Employee Assistance Program)

+ **Leave Benefits:** Paid Holidays, Annual Paid Time Off (includes paid state/local paid leave where required), Short-Term Disability, Long-Term Disability, Other Leaves (e.g., Bereavement, FMLA, ADA, Jury Duty, Military Leave, and Parental and Adoption Leave), Paid Time Off (https://cdn-static.findly.com/wp-content/uploads/sites/1862/2023/01/31091722/Washington-State-Time-Off.pdf) ( _Washington State only_ )

+ **Retirement Benefits:** Contributory Pension Plan and Savings Plan (401k).

**The position allows for flexible working:**

At WTW, we trust you to know your work and the people, tools and environment you need to be successful. The majority of our colleagues work in a ”hybrid” style, with a mix of remote, in-person and in-office interactions dependent on the needs of the team, role and clients. Our flexibility is rooted in trust and “hybrid” is not a one-size-fits-all solution.

We understand flexibility is key to supporting an inclusive and diverse workforce and so we encourage requests for all types of flexible working as well as location-based arrangements. Please speak to your recruiter to discuss more.

**Description**

This position is open to candidates located in Dallas, Houston, Austin, Phoenix, Denver, Portland, Seattle, Irvine, Los Angeles or San Francisco. This is a hybrid role; the selected colleague must be willing and able to work out of a WTW office.

As a Healthcare Financial/Actuarial Director you will be a key member of the Financial Actuarial & Analytics (FAA) Community of Expertise. You will lead clients’ financial/actuarial engagements for a portfolio of clients and/or significantly contribute to complex clients across the full spectrum of employer health and group benefit programs including medical, dental, life, disability, etc. In partnership with Client Service colleagues, you will communicate FAA concepts, strategies and results that effectively drive client action and improve plan performance. Will have the opportunity to work on cutting edge projects alongside leaders in the industry.

**Duties:**

+ Communicates and delivers complex concepts and financial/actuarial/analytic results to effectively drive client action and improve plan performance

+ Leads medium to large clients’ financial/actuarial engagements

+ ​Develops and delivers the financial/actuarial strategy for a portfolio of Medium and/or large clients

+ Drives revenue growth through client sales of additional actuarial, financial, and/or risk solutions

+ Provides consulting quality reviews and client delivery for all types of financial/actuarial deliverables​

+ Guides team (regional and global) on deliverables based on client need; review models and presentations for client delivery​

+ Builds relationships internally and collaborates effectively on cross-functional teams

**Qualifications**

+ 10+ years’ experience and demonstrated success in the delivery of complex health and welfare financial/actuarial strategies and analysis in a consulting or brokerage environment

+ Proven ability to generate revenue

+ Track record of success in managing and growing client relationships

+ Deep understanding and expert knowledge in all aspects of employee benefit plan design, underwriting and funding concepts

+ Proven ability to lead data analytic projects

+ Interest and aptitude in keeping abreast of latest developments in health and welfare plan strategy and leading the development of new intellectual capital

+ Ability to leverage judgement and past experiences to predict which methods will work

+ Multiple years of experience across one or multiple client segments

+ An executive presence with polished and well developed written and oral communication skills

+ Superior ability to influence and collaborate with senior management and work across all levels of an organization

+ Excellent Microsoft Office skills, particularly in Excel and PowerPoint

+ State Life and Health license required within 90 days of joining

+ Actuarial designation and current continuing education preferred.

Note: Employment-based non-immigrant visa sponsorship and/or assistance is not offered for this specific job opportunity.

Equal Opportunity Employer

This position will remain posted for a minimum of three business days from the date posted or until a sufficient/appropriate candidate slate has been identified.

**Compensation and Benefits**

Base salary range and benefits information for this position are being included in accordance with requirements of various state/local pay transparency legislation. Please note that salaries may vary for different individuals in the same role based on several factors, including but not limited to location of the role, individual competencies, education/professional certifications, qualifications/experience, performance in the role and potential for revenue generation (Producer roles only).

**Compensation**

The base salary compensation range being offered for this role is $140,000.00 - $180,000.00 USD per year.

This role is also eligible for an annual short-term incentive bonus.

**Company Benefits**

WTW provides a competitive benefit package which includes the following (eligibility requirements apply):

+ **Health and Welfare Benefits:** Medical (including prescription coverage), Dental, Vision, Health Savings Account, Commuter Account, Health Care and Dependent Care Flexible Spending Accounts, Group Accident, Group Critical Illness, Life Insurance, AD&D, Group Legal, Identify Theft Protection, Wellbeing Program and Work/Life Resources (including Employee Assistance Program)

+ **Leave Benefits:** Paid Holidays, Annual Paid Time Off (includes paid state/local paid leave where required), Short-Term Disability, Long-Term Disability, Other Leaves (e.g., Bereavement, FMLA, ADA, Jury Duty, Military Leave, and Parental and Adoption Leave), Paid Time Off (https://cdn-static.findly.com/wp-content/uploads/sites/1862/2023/01/31091722/Washington-State-Time-Off.pdf) ( _Washington State only_ )

+ **Retirement Benefits:** Contributory Pension Plan and Savings Plan (401k).

At WTW, we trust you to know your work and the people, tools and environment you need to be successful. The majority of our colleagues work in a ”hybrid” style, with a mix of remote, in-person and in-office interactions dependent on the needs of the team, role and clients. Our flexibility is rooted in trust and “hybrid” is not a one-size-fits-all solution.

We understand flexibility is key to supporting an inclusive and diverse workforce and so we encourage requests for all types of flexible working as well as location-based arrangements. Please speak to your recruiter to discuss more.

**Description**

As a Healthcare Financial/Actuarial Associate Director you will be a key member of the Financial Actuarial & Analytics (FAA) Community of Expertise. You will lead clients’ financial/actuarial engagements for a portfolio of clients and/or significantly contribute to complex clients across the full spectrum of employer health and group benefit programs including medical, dental, life, disability, etc. In partnership with Client Service colleagues, you will communicate FAA concepts, strategies and results that effectively drive client action and improve plan performance and will have the opportunity to work on cutting edge projects alongside leaders in the industry.

Duties:

+ Expands knowledge of varying client complexity by working across different client profiles

+ Leads clients’ financial/actuarial engagements for a portfolio of small clients or manages FAA resources on more complex clients and/or deliverables

+ Demonstrates clear understanding of the FAA service catalogue and advanced knowledge in all aspects of benefit plan design, underwriting/funding and post-retirement/employment concepts

+ Develops and maintains ongoing relationships with employers’ and vendors’ primary contacts to build and enhance WTW and H&B’s brand

+ May contribute to intellectual capital development

+ Supports new business, expansion and cross-selling activities

+ Guides teams on cost avoidance, risk and funding strategies and deliverables based on client need

+ ​Provides leadership to more junior colleagues on FAA concepts, strategies and tools

+ Reviews technical & consulting accuracy on client projects, including developing pricing and employee contributions strategies, modeling plan design alternatives and calculating reserves

+ Partners with Global Delivery Centers and Client Service teams to deliver superior project management

+ Builds strong relationships internally and collaborates effectively on cross-functional teams

**Qualifications**

+ 8+ years’ experience in professional services, ideally gained in a benefit consulting/brokerage firm or health underwriting / actuarial function of an insurance company

+ Experience working across multiple client segments

+ Advanced knowledge of broad health and welfare products & services

+ Knowledge and experience using big data analytic techniques

+ Expert knowledge of cost avoidance, risk and funding strategies

+ Subject matter expertise on emerging trends

+ Proven ability to lead multiple clients/projects simultaneously and produce quality deliverables on time and within budget

+ Successful experience in expanding client relationships through selling add-on services

+ Comfort and ability to quickly adapt to changing circumstances or demands, and helping the team do the same

+ Well developed written and verbal communication skills

+ Ability to guide work of more junior colleagues and provide feedback

+ Excellent Microsoft Office skills, particularly in Excel and PowerPoint

+ State Life and Health license required within 90 days of joining

+ Relevant financial experience and/or university degree

+ Progress towards completion of health actuarial designation or CEBS designation (optional)

This position will remain posted for a minimum of three business days from the date posted or until a sufficient/appropriate candidate slate has been identified.

Note: Employment-based non-immigrant visa sponsorship and/or assistance is not offered for this specific job opportunity.

**Compensation and Benefits**

Base salary range and benefits information for this position are being included in accordance with requirements of various state/local pay transparency legislation. Please note that salaries may vary for different individuals in the same role based on several factors, including but not limited to location of the role, individual competencies, education/professional certifications, qualifications/experience, performance in the role.

**Compensation**

The base salary compensation range being offered for this role is $140,000 -$200,000 USD per year..

This role is also eligible for an annual short-term incentive bonus.

**Company Benefits**

WTW provides a competitive benefit package which includes the following (eligibility requirements apply):

+ **Health and Welfare Benefits:** Medical (including prescription coverage), Dental, Vision, Health Savings Account, Commuter Account, Health Care and Dependent Care Flexible Spending Accounts, Group Accident, Group Critical Illness, Life Insurance, AD&D, Group Legal, Identify Theft Protection, Wellbeing Program and Work/Life Resources (including Employee Assistance Program)

+ **Leave Benefits:** Paid Holidays, Annual Paid Time Off (includes paid state/local paid leave where required), Short-Term Disability, Long-Term Disability, Other Leaves (e.g., Bereavement, FMLA, ADA, Jury Duty, Military Leave, and Parental and Adoption Leave), Paid Time Off (https://cdn-static.findly.com/wp-content/uploads/sites/1862/2023/01/31091722/Washington-State-Time-Off.pdf) ( _Washington State only_ )

+ **Retirement Benefits:** Contributory Pension Plan and Savings Plan (401k).

At WTW, we trust you to know your work and the people, tools and environment you need to be successful. The majority of our colleagues work in a ”hybrid” style, with a mix of remote, in-person and in-office interactions dependent on the needs of the team, role and clients. Our flexibility is rooted in trust and “hybrid” is not a one-size-fits-all solution.

We understand flexibility is key to supporting an inclusive and diverse workforce and so we encourage requests for all types of flexible working as well as location-based arrangements. Please speak to your recruiter to discuss more..

**Description**

As a Healthcare Financial/Actuarial Senior Associate you will be a key member of the Financial Actuarial & Analytics (FAA) Community of Expertise. You will substantially contribute to a wide variety of complex analyses and projects involving the design, financing, and measurement and financial analysis of the full spectrum of employer health and group benefit programs including medical, dental, life, disability, voluntary benefits, etc. You will interface with vendors and client service teams, prepare and communicate complex analyses to clients, and ensure quality standards are met. You will have the opportunity to position yourself to lead financial project with small-to-midsized clients, and work on cutting edge projects alongside leaders in the industry.

+ Develops knowledge of varying client complexity by working across different client profiles and roles, including leading clients’ financial/actuarial engagements for a portfolio of small clients or managing FAA resources to coordinate effective and efficient delivery of more complex client deliverables

+ Demonstrates an advanced/expert knowledge in all aspects of employee benefit plan design, underwriting and funding concepts and H&B tools

+ Is a key member on multiple employer client teams providing financial analyses, outputs and client deliverables across a region

+ Provides direction on benefit plan analysis, design, cost avoidance, risk and funding strategies

+ ​Reviews technical & consulting accuracy on client projects, including developing pricing and employee contributions strategies, modelling plan design alternatives and calculating reserves

+ Communicates complex financial/actuarial/analytic results to effectively drive client action

+ Partners with Global Delivery Centers and Client Service teams to deliver superior project management

+ Build strong relationships internally and collaborate effectively on cross-functional teams

**Qualifications**

+ 5+ years’ experience in professional services, ideally gained in a benefit consulting/brokerage firm or health underwriting / actuarial function of an insurance company

+ Advanced knowledge of health and welfare products & services

+ Experience with big data analytic techniques preferred

+ Advanced knowledge of underwriting and funding concepts

+ Proven ability to lead multiple projects simultaneously and produce quality deliverables on time and within budget

+ Desire and ability to expand relationships with clients

+ Proven ability to identify and resolve issues with limited information and experience

+ Polished and well developed written and verbal communication skills

+ Self-starter attitude and ability to work independently and as part of a team

+ Strong analytical, creative and integrative skills

+ Ability to direct work of more junior colleagues and provide feedback

+ Excellent Microsoft Office skills, particularly in Excel and PowerPoint

+ State Life and Health license required within 90 days of joining

+ Relevant financial experience and/or university degree

+ Progress towards completion of health actuarial designation or CEBS designation (optional)

Note: Employment-based non-immigrant visa sponsorship and/or assistance is not offered for this specific job opportunity.

This position will remain posted for a minimum of three business days from the date posted or until a sufficient/appropriate candidate slate has been identified.

**Compensation and Benefits**

Base salary range and benefits information for this position are being included in accordance with requirements of various state/local pay transparency legislation. Please note that salaries may vary for different individuals in the same role based on several factors, including but not limited to location of the role, individual competencies, education/professional certifications, qualifications/experience, performance in the role and potential for revenue generation (Producer roles only).

**Compensation**

The base salary compensation range being offered for this role is $90,000.00 to $130,000.00 USD per year.

This role is also eligible for an annual short-term incentive bonus.

**Company Benefits**

WTW provides a competitive benefit package which includes the following (eligibility requirements apply):

+ **Health and Welfare Benefits:** Medical (including prescription coverage), Dental, Vision, Health Savings Account, Commuter Account, Health Care and Dependent Care Flexible Spending Accounts, Group Accident, Group Critical Illness, Life Insurance, AD&D, Group Legal, Identify Theft Protection, Wellbeing Program and Work/Life Resources (including Employee Assistance Program)

+ **Leave Benefits:** Paid Holidays, Annual Paid Time Off (includes paid state/local paid leave where required), Short-Term Disability, Long-Term Disability, Other Leaves (e.g., Bereavement, FMLA, ADA, Jury Duty, Military Leave, and Parental and Adoption Leave), Paid Time Off (https://cdn-static.findly.com/wp-content/uploads/sites/1862/2023/01/31091722/Washington-State-Time-Off.pdf) ( _Washington State only_ )

+ **Retirement Benefits:** Contributory Pension Plan and Savings Plan (401k).

**The position allows for flexible working:**

At WTW, we trust you to know your work and the people, tools and environment you need to be successful. The majority of our colleagues work in a ”hybrid” style, with a mix of remote, in-person and in-office interactions dependent on the needs of the team, role and clients. Our flexibility is rooted in trust and “hybrid” is not a one-size-fits-all solution.

We understand flexibility is key to supporting an inclusive and diverse workforce and so we encourage requests for all types of flexible working as well as location-based arrangements. Please speak to your recruiter to discuss more.

**General information**

**Ref #** 19474

**Remote?** Yes

**Ally and Your Career**

*

Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

**The Opportunity**

This role is Detroit Hybrid preferred, however remote option possible

The Senior Actuarial Analyst is responsible for developing and supporting a robust reserving framework at Ally Insurance. The Senior Actuarial Analyst will be expected to independently lead projects from start to finish. This includes brainstorming, accurately executing advanced analytics, and effectively communicating results to Management and Senior Leadership. This role will have high visibility to Leadership and future advancement opportunities. Ideal candidates will have demonstrated leadership, communication, and technical skills. Programming skills a must. SQL/R/Python preferred.

**The Work Itself**

* Support a reserving framework for insurance business, including both standard actuarial techniques and advanced modeling
* Lead, develop, and communicate advanced analytics to Management and Senior Leadership
* Foster innovation within the team and across the broader organization
* Work collaboratively as a part of the product development, pricing, and/or reserving processes
* Develop reserve indications, produce reserve ranges, and perform advance analytics
* Support development of themselves and other associates in an actuarial capacity and according to Ally vision and mission statement

**The Skills You Bring**

* ACAS or near ACAS preferred; 5 or more Casualty Actuarial Society exams required
* 4+ years of experience in actuarial or data science roles; exposure to advanced ratemaking and/or reserving a plus
* Strong communication and relationship building skills
* Ability to adapt to change and adjust priorities quickly, as necessary and appropriate
* High level of problem solving and critical thinking capabilities
* Well-organized and detail-oriented
* Highly motivated and self-directed
* Minimum of Bachelor’s degree in risk management, finance, economics, actuarial science, mathematics, statistics, or related field
* Programming skills in SQL/R/Python
* Must be authorized to work in the US on a permanent basis

\#LI-Remote
\#LI-Hybrid
\#LI-DFS

**How We'll Have Your Back**

*

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally’s total compensation - or total rewards - extends beyond your paycheck and is designed to support and enrich your personal and professional life, including:
* Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting.
* Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs.
* Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
* Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and childcare discounts.
* Work-Life Integration: other benefits including LifeMatters® Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.

Who We Are:

Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

Where permitted by applicable law, must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered, if not currently employed by Ally.

We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at work@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

**_Base Pay Range:_**

An individual's position in the range is determined by the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.

**Emerging:** 85000

**Experienced:** 117500

**Expert:** 150000

Incentive Compensation: This position is eligible to participate in our annual incentive plan

This position will provide external actuarial analytics support within the regulated Medicare market and Pharmacy Benefit Manager (PBM) Healthplan space.

The Actuarial Strategy role is designed to provide a designated full time support to Express-Script’s external client’s Medicare Part D business. This role will matrix with internal leadership within trend, formulary, clinical, knowledge solutions, sales & account management, and supply teams. The role will assist in development of actuarial analyses for Medicare Part D business, including but not limited to; special CMS programs, drug expense analyses and projections, financial forecasts, actuarial modeling, pharmacy network optimization strategies, manufacturer rebates optimization, regulatory impact assessment, and ad hoc actuarial analyses as needed.

The position requires an experienced strategic viewpoint in wide variety of actuarial prescription drug subjects within the enterprise, industry, and regulatory environments.

**The Essential Responsibilities of the Role include:**

Product Support / Development

+ Co-lead development of Actuarial analytics products for Express Scripts existing Part D Plans

+ Perform financial analyses of proposed regulatory changes, demonstration programs, and other special programs by CMS to determine financial impact on various entities within the drug supply chain

+ Develop actuarial models to aid in prospective projections of Medicare Part D Plan client’s plan liability and premium impact sensitivities

+ Build actuarial models and project management functions to accelerate and safeguard improvements in the development of analytics tools to identify gaps in the Medicare Part D market

+ Lead studies to aid in identification of gaps in the Medicare Part D Prescription Drug Health market to aid in development of strategies to help close identified gaps

Analytics Support to Part D Plans

+ Drive strategic discussion to develop analytics road map to optimize Part-D revenue optimization and cost-reduction strategies for Medicare Part D Health Plans: PDP, MAPD, and Special Needs Program (SNPs)

+ Review Medicare Part D Plan bid assumptions for Regulated Medicare Part D Health Plans

+ Create analytics for Medicare Part D Bids substantiation for Desk Review and Medicare Part D audits

+ Utilize independent judgement and discretion to perform complex customized actuarial analyses for Part D Health Plans

Cross-Functional Financial Support

+ Collaborate with internal Express-Scripts business partners and external vendors to determine operation feasibility and financial ramifications of special programs

+ Apply distinct Part D subject matter expertise (SME) to facilitate analytics capabilities, measure performance and aid in problem solving, and creation of actionable insights for technical teams within Express-Scripts enterprise

+ Cross-functional collaboration within Express-Scripts enterprise Medicare Part D financial and operational strategy development. Examples include:

+ Advanced trend analytics

+ Medical Loss Ratio (MLR) / member profitability projections

+ Formulary Strategy

+ Clinical Analytics around prescription drugs pipeline products

+ Out of Pocket Cost

+ Member risk score analysis / benchmarking

+ Quantification of impact of regulatory proposals and changes

+ Regulated Part D Health Plan Financial Reconciliation Support

+ Assimilate macro and micro trends, develop benchmarks, gather competitive intelligence to develop market competitive strategies

+ Train and educate non-actuarial internal teams on Medicare Part D market financial and analytics components

**Qualifications**

+ Bachelor’s degree in Actuarial Science, Economics, Statistics, Finance or other quantitative field strongly preferred

+ 5+ years of actuarial experience or 3+ years of consulting experience

+ ASA (or near ASA) strongly preferred; FSA preferred

+ Part D Prescription Drug or Part D bid development consulting experience preferred

+ Regulated Markets Medicare Part D Experience Pharmacy Benefit Manager (PBM) / Healthcare / pharmaceutical experience preferred; consulting experience strongly preferred

+ Track record of managing multiple projects and teams that deliver client driven growth, insightful actions

+ Proven capabilities in modeling, forecasting, and predictive analytics

+ Strong communication and presentation skills; written/ verbal proficiency

+ Strong leadership skills

+ Coding skills in either SQL, R, SAS, or Python strongly preferred

+ Preferred: Extensive understanding of US Prescription drug supply chain and Medicare knowledge, with specific acumen in Part D, including but not limited to:

+ Part D Bid Development, Desk Review & Audits

+ CMS Regulatory Compliance / Reporting

+ Financial Reconciliation Modeling

+ Trend Analyses

+ Formulary Modeling Experience

+ Network Optimization Modeling

+ Rebates Modeling

+ Market Landscape analytics

+ Risk Score Modeling

+ Ability to gather and analyze information, execute a map and execute strategies designed to aid in growth of existing business and building of new businesses preferred

+ Ability to structure ambiguous actuarial and financial analyses, and synthesize and communicate complex analyses in simple and digestible data driven takeaways to internal and external senior leadership teams preferred

If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.

For this position, we anticipate offering an annual salary of 109,400 - 182,300 USD / yearly, depending on relevant factors, including experience and geographic location.

This role is also anticipated to be eligible to participate in an annual bonus plan.

We want you to be healthy, balanced, and feel secure. That’s why you’ll enjoy a comprehensive range of benefits, with a focus on supporting your whole health. Starting on day one of your employment, you’ll be offered several health-related benefits including medical, vision, dental, and well-being and behavioral health programs. We also offer 401(k) with company match, company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year and paid holidays. For more details on our employee benefits programs, visit Life at Cigna Group .

**About Evernorth Health Services**

Evernorth Health Services, a division of The Cigna Group, creates pharmacy, care and benefit solutions to improve health and increase vitality. We relentlessly innovate to make the prediction, prevention and treatment of illness and disease more accessible to millions of people. Join us in driving growth and improving lives.

_Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws._

_If you require reasonable accommodation in completing the online application process, please email:_ _SeeYourself@cigna.com_ _for support. Do not email_ _SeeYourself@cigna.com_ _for an update on your application or to provide your resume as you will not receive a response._

_The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State._

_Qualified applicants with criminal histories will be considered for employment in a manner consistent with all federal, state and local ordinances._

**Company :**

Highmark Inc.

**Job Description :**

**JOB SUMMARY**

This job is an ASA Certified actuary position that initiates and leads the development of actuarial studies and analyses. Gives direction to less experienced staff and will represent the department's perspectives and needs in cross disciplinary settings. The incumbent applies actuarial techniques and statistical analysis to several functions, including insurance premium and pricing development, claim trend analysis, experience studies, medical economics, profitability analysis, wellness studies, predictive modeling, or claim reserving.

**ESSENTIAL RESPONSIBILITIES**

+ Define & diagnose a problem. Outline data requirements for a study or analysis and devise insightful and creative solutions. Uncover the root causes of problems and reject superficial explanations. Review the appropriateness of the results in light of experience and industry knowledge. Consider alternate explanations or viewpoints before drawing conclusions.

+ Initiate and lead the development of studies, analyses, and presentation materials needed to appropriately inform decision makers. Make appropriate recommendations to management across teams both within and outside of the actuarial department while understanding the implications and consequences to all stakeholders.

+ Proactively ensure the internal and external consistency of all work. Use advanced industry knowledge to both perform reasonability checks as well as exceed customer expectations. Identify methods to test whether suspect results are correct. Form reasonable approximations in advance of results of an analysis and determine whether deviations are reasonable or suspect. Clarify information as needed.

+ Take the initiative to utilize internal and external knowledge forums to gain broader industry perspective. Demonstrate subject matter expertise and as a result is sought out by others for technical input on producing accurate and efficient work. Promptly and efficiently identify outliers and anomalies in the work of others.

+ Exhibit a thorough understanding of both corporate and division goals and values. Apply corporate, professional, and industry knowledge & insight to all tasks under incumbent's control or influence. Use expertise to envision and implement innovative new processes and propose changes to existing processes, leading to improved outcomes that better conform to corporate goals, objectives, and values. Demonstrate a capacity to shift between “big picture” and “detailed” thinking when analyzing issues and their strategic importance.

+ Independently manage own time and resources across many projects. Demonstrate responsiveness, confidence, flexibility and ability to independently prioritize when shifting from one task to another. Comfortable in a dynamic, changing environment. Approach new challenges with anticipation and a view towards success. Identify emerging opportunities, establish project objectives, specify strategies, and organize necessary tasks. Keep manager informed.

+ Interact with stakeholders in a manner that fosters cooperation and teamwork while conveying engagement and competence. Enhance department influence by providing responsive service and understanding customer needs. Effectively and confidently present information and provide decision support to team members and executive management. Consider alternate points of view on issues, demonstrating sensitivity to others’ situations. Maintain positive, productive working relationships despite differing or conflicting situations and personalities. Correctly interpret direct and indirect messages and verbal and non-verbal behaviors and respond appropriately.

+ Engage, motivate, and mentor less experienced staff on a regular basis in a positive manner that fosters teamwork and excellence. Listen, take direction, accept criticism and feedback and adjust behavior accordingly to improve performance. Demonstrate flexibility and proactively take on additional work as needed by the team, leading by example.

+ Represent department's perspectives and needs in cross disciplinary settings, and negotiate appropriate compromises and solutions in a way that results in effective action. Tailor work to the needs of direct management and business partners and make recommendations that have an impact beyond their role. Assume responsibility for own actions and the consequences for actions undertaken and decisions made.

+ Other duties as assigned or requested. ​

**EDUCATION**

**Required**

+ Bachelor's Degree in Actuarial Science, Mathematics, Statistics or closely related field

**Substitutions**

+ None

**Preferred**

+ None

**EXPERIENCE**

**Required**

+ 5 years Actuarial experience in area of specialization

**Preferred**

+ Pursuing FSA exams towards FSA Certification

+ Prior pharmacy experience with a pharmacy benefit manager (PBM), consultant, pharmacy provider, or another organization specializing in pharmacy

**LICENSES AND CERTIFICATIONS**

**Required**

+ Associate of the Society of Actuaries (ASA)

**Preferred**

+ Fellow of the Society of Actuaries (FSA)

**SKILLS**

+ Possesses and applies a comprehensive and in-depth knowledge of actuarial principles, concepts, practices and processes within multiple fields or disciplines

+ Possesses significant expertise to complete complex assignments and ability to visualize, articulate, and solve complex problems while leading others to complete complex assignments

+ Develops, designs, and tests analytic frameworks to solve complex problems using innovative approaches

+ Assignments are broad in scope and require depth of knowledge as well as ingenuity and originality

+ Analytical Skills

+ Oral & Written Communication Skills

+ Problem-Solving

**Language (Other than English):**

None

**Travel Requirement:**

0% - 25%

**PHYSICAL, MENTAL DEMANDS and WORKING CONDITIONS**

**Position Type**

Office-based

Teaches / trains others regularly

Frequently

Travel regularly from the office to various work sites or from site-to-site

Rarely

Works primarily out-of-the office selling products/services (sales employees)

Never

Physical work site required

Frequently

Audible Speech

Constantly

Hear

Constantly

Position self or move lower on ground, under tables/desks, etc.

Never

Climb

Never

Drive

Occasionally

Reach

Frequently

Sedentary position

Frequently

Move

Frequently

Repetitive Motion

Frequently

Use Hands/Fingers to Handle or Feel (beyond just data entry)

Frequently

Vision – Distinguish Color

Frequently

Vision – Far, Near, Depth Perception

Frequently

Move, transport, transfer – up to 10 lbs (Sedentary Work)

Occasionally

Move, transport, transfer – up to 20 lbs (Light Work)

Occasionally

Move, transport, transfer – up to 50 lbs (Medium Work)

Occasionally

Move, transport, transfer – excess of 50lbs (Heavy Work)

Never

**_Disclaimer:_** _The job description has been designed to indicate the general nature and essential duties and responsibilities of work performed by employees within this job title. It may not contain a comprehensive inventory of all duties, responsibilities, and qualifications required of employees to do this job._

**_Compliance Requirement:_** _This job adheres to the ethical and legal standards and behavioral expectations as set forth in the code of business conduct and company policies._

As a component of job responsibilities, employees may have access to covered information, cardholder data, or other confidential customer information that must be protected at all times. In connection with this, all employees must comply with both the Health Insurance Portability Accountability Act of 1996 (HIPAA) as described in the Notice of Privacy Practices and Privacy Policies and Procedures as well as all data security guidelines established within the Company’s Handbook of Privacy Policies and Practices and Information Security Policy.

Furthermore, it is every employee’s responsibility to comply with the company’s Code of Business Conduct. This includes but is not limited to adherence to applicable federal and state laws, rules, and regulations as well as company policies and training requirements.

**Pay Range Minimum:**

$78,900.00

**Pay Range Maximum:**

$147,500.00

_Base pay is determined by a variety of factors including a candidate’s qualifications, experience, and expected contributions, as well as internal peer equity, market, and business considerations. The displayed salary range does not reflect any geographic differential Highmark may apply for certain locations based upon comparative markets._

Highmark Health and its affiliates prohibit discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities, and prohibit discrimination against all individuals based on their race, color, age, religion, sex, national origin, sexual orientation/gender identity or any other category protected by applicable federal, state or local law. Highmark Health and its affiliates take affirmative action to employ and advance in employment individuals without regard to race, color, age, religion, sex, national origin, sexual orientation/gender identity, protected veteran status or disability.

EEO is The Law

Equal Opportunity Employer Minorities/Women/Protected Veterans/Disabled/Sexual Orientation/Gender Identity ( _https://www.eeoc.gov/sites/default/files/migrated\_files/employers/poster\_screen\_reader\_optimized.pdf_ )

We endeavor to make this site accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact number below.

For accommodation requests, please contact HR Services Online at HRServices@highmarkhealth.org

California Consumer Privacy Act Employees, Contractors, and Applicants Notice

Req ID: J256310